Whether you're purchasing a commercial property, funding a business acquisition or looking for a lending solution that supports your next move, commercial finance requires a different approach to residential lending.
Not sure whether your situation fits into one of these categories? Book a call to discuss your commercial loan options.
WHY COMPARE A HANDFUL OF LENDERS, WHEN WE COMPARE MORE THAN 65+ FOR YOU?
Commercial finance involves a more detailed assessment process than residential lending. Lenders will typically look at:
The purpose of the loan and the nature of the business.
Your business financials and trading history.
The type and location of the commercial property.
The loan-to-value ratio on the security.
Your personal financial position alongside the business.
Getting the application presented correctly from the start makes a significant difference to how lenders respond.
Business structure, purpose of the finance, property details or acquisition plans. We start with the full picture before recommending anything.
We compare lenders and prepare a clear recommendation that covers which lender suits your situation, how the loan is structured and what the process looks like from here.
Application, paperwork, lender communication and follow-ups are all managed for you throughout the process.
We coordinate settlement and stay in touch to make sure your commercial finance continues to work properly for your situation over time.
As a business owner myself, I know that commercial lending decisions aren’t made lightly. There’s a lot riding on getting the structure right, and the last thing you need is a broker who doesn’t understand the pressure that comes with running a business. Commercial lending is more complex than most people expect. The assessment process is different, the lender requirements are different and the structuring decisions you make early on can have a significant impact down the track. I’ll work through the details with you directly, make sure you understand your options clearly and handle the process from start to finish.
Bevan East
Founder, Director & Principal Mortgage Broker
What is commercial finance?
How is commercial lending different to residential lending?
What loan-to-value ratio can I expect for a commercial loan?
Do I need to have an established business to apply?
Can I use commercial finance to purchase a property for my own business?
How long does commercial finance approval take?
What documents do I need for a commercial loan application?
What does it cost to use a mortgage broker for commercial finance?
