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Baron Finance

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/ BRIDGING LOANS

Buying before you’ve sold? A bridging loan could help.

Finding the right property before your current one sells puts you in a difficult position. But it doesn’t have to mean missing out.

A bridging loan is a short-term finance solution that covers the gap between purchasing your new property and settling the sale of your existing one, allowing you to move forward with the purchase now while your current home remains on the market.

Finding the right property before your current one sells puts you in a difficult position. But it doesn’t have to mean missing out.

Book Your No Obligation Call

Submit An Application

/ HOW IT WORKS

Let’s bridge the gap, step by step.

Get Started

[01]

Tell us about your situation.

Existing property, new purchase, timeline and equity position. We start with the full picture before recommending anything.

[01]

Tell us about your situation.

Existing property, new purchase, timeline and equity position. We start with the full picture before recommending anything.

[02]

We'll research your options.

We compare bridging loan options across 65+ lenders and explain the structures clearly so you can make a confident, informed decision.

[03]

We handle the legwork.

Application, paperwork, lender communication are all managed for you at every stage.

[03]

We handle the legwork.

Application, paperwork, lender communication are all managed for you at every stage.

[04]

Once your property sells.

We'll coordinate the transition from your bridging loan to your ongoing home loan structure smoothly.

/ HOW IT WORKS

Let’s bridge the gap, step by step.

Get Started

WE WORK FOR YOU, ALONGSIDE AUSTRALIA’S TOP TRUSTED BANKS:

/ HOW I HELP

Here to make the loan process easier by:

[01]

Understanding how bridging loans work.

A bridging loan is a short-term loan that covers the gap between buying your new property and selling your existing one. During the bridging period, you generally make interest-only repayments. Once your existing property sells, the proceeds reduce or clear the bridging debt and your remaining loan converts to a standard home loan.

[01]

Understanding how bridging loans work.

[02]

Closed vs open bridging loans.

A closed bridging loan is used when you have a confirmed settlement date on your existing property. An open bridging loan applies when your property hasn’t sold yet and you need coverage for the interim period, typically up to twelve months. We'll help you understand which structure suits your situation.

[02]

Closed vs open bridging loans.

A closed bridging loan is used when you have a confirmed settlement date on your existing property. An open bridging loan applies when your property hasn’t sold yet and you need coverage for the interim period, typically up to twelve months. I’ll help you understand which structure suits your situation.

[02]

Closed vs open bridging loans.

A closed bridging loan is used when you have a confirmed settlement date on your existing property. An open bridging loan applies when your property hasn’t sold yet and you need coverage for the interim period, typically up to twelve months. I’ll help you understand which structure suits your situation.

[03]

Assessing whether it’s right for you.

Bridging finance works well in some situations and not others. We'll look at your equity position, your ability to manage repayments on both properties during the bridging period and your realistic sales timeline before recommending anything.

[03]

Assessing whether it’s right for you.

Bridging finance works well in some situations and not others. I’ll look at your equity position, your ability to manage repayments on both properties during the bridging period and your realistic sales timeline before recommending anything.

[03]

Assessing whether it’s right for you.

[04]

Soft credit checks.

Exploring your options with Baron Finance won’t impact your credit score. We can run a soft credit check as part of the process so you have clarity before committing to anything.

[04]

Soft credit checks.

Exploring your options with Baron Finance won’t impact your credit score. I can run a soft credit check as part of the process so you have clarity before committing to anything.

[04]

Soft credit checks.

Exploring your options with Baron Finance won’t impact your credit score. I can run a soft credit check as part of the process so you have clarity before committing to anything.

Get Started

/ FREE RESOURCES

Try our loan calculators

[01]

Borrowing Capacity Calculator

This calculator gives you an estimate of how much you may be able to borrow based on your income, expenses and existing debts. It’s a useful first step before you start looking at properties, as it gives you a realistic idea of what’s within reach.

Explore the Calculator

[02]

Repayment Calculator

This calculator works out what your weekly, fortnightly or monthly repayments could look like based on your loan amount, term and interest rate. It’s a helpful way to understand what a loan might cost you day to day, whether you’re buying, refinancing or comparing loan structures.

Explore the Calculator

[03]

Purchasing Power Calculator

This calculator helps you understand the price range of properties within your reach based on your financial position. It’s a useful tool for narrowing your property search before you start inspecting, so you spend time looking at homes that are realistically within budget.

Explore the Calculator

/ ABOUT

Hey, I’m Bevan. I’m the founder and director of Baron Finance.

Baron Finance is run by Bevan East. When you get in touch, you speak directly with Bevan. Not a team, not a call centre. Just one experienced broker who stays involved from your first conversation through to settlement and beyond.

About Bevan

Book Your No Obligation Call

Bevan East

Founder, Director & Principal Mortgage Broker

/ FREQUENTLY ASKED

Your questions, answered.

What is a bridging loan?

What is the difference between an open and closed bridging loan?

How long can a bridging loan last?

What happens if my property doesn’t sell in time?

How much equity do I need for a bridging loan?

What does it cost to use a mortgage broker?

/ GET STARTED

Don’t let timing cost you the right property.

Book Your No Obligation Call

Submit An Application

Baron Finance

Baron Finance Pty Ltd, ACN 694 947 914, is a Credit Representative of Australian Finance Group Ltd Australian Credit Licence 389087 and is a proud member of the Mortgage & Finance Association of Australia (MFAA).