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Baron Finance

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Baron Finance

/ REFINANCE

Is your current home loan still working for you?

If you took out your loan a few years ago and haven't reviewed it since, things may have shifted. Your financial position changes. Lenders change. And a loan that made sense then may not be the right structure now.

Whether you're looking to refinance, consolidate debt or access the equity you've built up, we'll help you understand your options and work out the best path forward.

Book Your No Obligation Call

Submit An Application

/ HOW IT WORKS

Let’s look at what your loan
is doing for you, step by step.

Let’s look at what your loan is doing for you, step by step.

Get Started

[01]

Tell us about your current loan.

Your rate, lender, remaining balance and what's not working. We start with where you are now.

[01]

Tell us about your current loan.

Your rate, lender, remaining balance and what's not working. We start with where you are now.

[02]

We'll research your options.

We compare options across 65+ lenders and prepare a clear credit proposal covering what's available, how it compares to your current loan and whether making the switch actually makes sense for your situation.

[03]

We handle the legwork.

Application, paperwork, lender communication; all managed for you. You won't be left chasing updates or navigating the bank yourself.

[03]

We handle the legwork.

Application, paperwork, lender communication; all managed for you. You won't be left chasing updates or navigating the bank yourself.

[04]

Settlement and beyond.

Once your new loan is in place, we'll continue to review it regularly so it stays structured properly over time.

Get Started

/ HOW IT WORKS

Let’s look at what your loan is doing for you, step by step.

Get Started

WE WORK FOR YOU, ALONGSIDE AUSTRALIA’S TOP TRUSTED BANKS:

/ HOW I HELP

Our goal is to make things easier for you. Here’s how we help.

[01]

Assessing if refinancing is worth it.

Refinancing isn’t always the right move. There are costs involved and the benefit needs to outweigh them. We'll look at your full situation before making any recommendation, including break costs, exit fees and your current equity position.

[01]

Assessing if refinancing is worth it.

[02]

Accessing your equity.

If your property has increased in value, you may be able to access that equity without selling. Whether you want to fund a renovation, invest in another property or cover a significant expense, we'll help you understand what’s possible based on your current loan and property position and structure the right solution around your goals.

[02]

Accessing your equity.

[03]

Debt consolidation.

Carrying multiple debts across credit cards, personal loans or other facilities can make it difficult to stay on top of your finances. In many cases, consolidating those debts into your home loan can simplify your repayments and reduce the overall interest you’re paying. We'll assess your full financial position and help you understand whether consolidation makes sense for your circumstances, and which approach works best.

[03]

Debt consolidation.

[04]

Soft credit checks.

Exploring your refinancing options with Baron Finance won’t impact your credit score. We can run a soft credit check as part of the process so you have clarity before committing to anything.

[04]

Soft credit checks.

Exploring your refinancing options with Baron Finance won’t impact your credit score. We can run a soft credit check as part of the process so you have clarity before committing to anything.

Get Started

/ FREE RESOURCES

Try our loan calculators

[01]

Refinancing Calculator

This calculator helps you estimate how much interest you could potentially save by refinancing your current home loan. If you haven’t reviewed your loan in a while, it’s a useful way to see whether switching lenders or restructuring your loan could improve your financial position.

Explore the Calculator

[02]

Repayment Calculator

This calculator works out what your weekly, fortnightly or monthly repayments could look like based on your loan amount, term and interest rate. It’s a helpful way to understand what a loan might cost you day to day, whether you’re buying, refinancing or comparing loan structures.

Explore the Calculator

[03]

Borrowing Capacity Calculator

This calculator gives you an estimate of how much you may be able to borrow based on your income, expenses and existing debts. It’s a useful first step before you start looking at properties, as it gives you a realistic idea of what’s within reach.

Explore the Calculator

/ ABOUT

Hey, I’m Bevan. I'm the founder and director of Baron Finance.

Baron Finance is run by Bevan East. When you get in touch, you speak directly with Bevan. Not a team, not a call centre. Just one experienced broker who stays involved from your first conversation through to settlement and beyond.

About Bevan

Book Your No Obligation Call

Bevan East

Founder, Director & Principal Mortgage Broker

/ FREQUENTLY ASKED

Your questions, answered.

When does refinancing make sense?

What does it cost to refinance?

Will refinancing affect my credit score?

How long does refinancing take?

Can I refinance if my property value has dropped?

What is a discharge fee?

Can I refinance to consolidate debt?

What does it cost to use a mortgage broker?

What is equity release?

Can I use equity to fund a renovation or investment?

What types of debt can be consolidated?

/ GET STARTED

Ready to take a closer look
at your current home loan?

Book Your No Obligation Call

Submit An Application

Baron Finance

Baron Finance Pty Ltd, ACN 694 947 914, is a Credit Representative of Australian Finance Group Ltd Australian Credit Licence 389087 and is a proud member of the Mortgage & Finance Association of Australia (MFAA).